Consolidating superannuation for

Keeping your superannuation in the one account saves you money on multiple fees, removes the hassle of time paperwork, and gives you greater control over one of your retirement savings.Things to consider before you combine your super: Through your working life, you may have been paid superannuation into many different funds. We offer a members service to search for lost super.Employers have to make compulsory superannuation contributions on behalf of most employees.It’s called Superannuation Guarantee (SG) and regardless of how big or small a business is, the contribution has to be made.If you've changed jobs, moved house or changed your name, then you could be one of the many Australians who have lost track of some super.

FIND MY SUPER If you have ever changed jobs, you probably have super scattered around in different funds. Having multiple super accounts can increase your fees significantly.And it can also lead to lots of wasted time and frustration by increasing your paperwork and admin.Unclaimed super can be claimed at any time, with up to .5bn being returned to individuals during the 2015-16 financial year, according to the ATO.Members can lose contact with their super funds when they change jobs, move house, or forget to update their details.

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